Commercial Shed Insurance | Shed Buildings Insurance

Insurance for Property Owners of Shed Buildings, Industrial Sheds & Commercial Sheds

On this page you can request a quote for Industrial Shed Property that you rent or lease to tenants, or for you own use. We can help you with Insurance for the Building, Contents, Loss of Rent & Public Liability insurance which can be covered on a Shed Property Owners Insurance policy.

Scenarios we can help you with: -

1. You lease out the whole Shed or Building to tenants.

2. You Occupy the Shed Building and run your business from a portion of it, you then lease out other bays, sheds or sections of the building.

3. You Own & Occupy 100% of the Shed building and run your business from it.

4. You Own the Shed building and its vacant, however, you are currently trying to get tenants. (This can be more difficult to insure but let us try to help you.)

To request a quote click on the Start a Commercial Shed Owners Quote above. Its best to complete the form in full to help us get you the most competitive quote we can, we have access to a wide range of insurers, not just one insurance company, if you use this option we will get back to you 9am to 5pm Monday to Friday.

What is Industrial Shed Insurance?

A Industrial Shed Building Insurance policy is designed to protect your Commercial Shed & Physical assets from damage or loss. It is similar to a residential landlord’s insurance policy which covers a residential property, however, the difference being, it is a Shed or Industrial Shed Property and is occupied or leased by a business. This means that there is a wide range of risks, due to the variation in tenants in the Shed Building.

For example, a Shed occupied by an Locksmith would be a lower risk and therefore attract a lower premium, compared to another owner who has a Shed or Industrial Shed Building occupied by a kitchen cabinet manufacturer, which has a lot of dust and flammable materials making the risk of fire and explosion higher resulting in a higher premium. Some Shed Buildings or Commercial Sheds may be occupied by multiple tenants; such as a Auto Electrician, Locksmith or Lighting Shop and the insurance premium would be based on those tenants occupying the building.

With Shed & Industrial Shed, it is important to inform your insurer if you change your Tenant as it could affect your premium and insurance coverage. If you don’t update your tenant list with your insurer, you may find you are not covered in the event of a claim if the insurer was not aware of the type of tenant in your Shed building.

What can Industrial Shed insurance cover?

Industrial Shed or Commercial Building insurance packages can cover your Shed asset, whether it’s an Industrial Shed, Factory Shed, Commercial Shed or Farm Shed Building or a small single use Property or Shed.

If your Commerical Shed building is destroyed by fire or damaged in an earthquake, you need to know you can afford to have it replaced or repaired. Without Shed insurance this could be difficult.

Insurance policies generally cover events such as Fire, Storm, Hail, Earthquake, Impact, Explosion, Malicious Damage & other listed Perils. Some insurance policies cover Accidental Damage which gives a broader cover.

Some other optional sections that can be insured include:-

Loss or Rental Income.
Glass.
Machinery Breakdown.
Removal of Debris.
Landlords Contents.
Landlords Fixtures & Fittings.
Stock.
Tax Audit.
Public Liability.
Property Owners Liability.

What is Property Owners Public Liability insurance?

If an accident or unexpected incident on your Shed property occurs, related to your ownership of the shed property (building) and causes damage to property or injury to someone (other than employees), you may be found legally liable to cover the costs. Public Liability insurance can help protect you from the financial risk of a liability claim as a property landlord giving you the confidence you need to own your property.

An important part of protecting yourself is including Property Owners Public Liability insurance to protect yourself in case of an injury caused on your property, such as a tile failing, or a faulty step causing injury to a visitor at the building property.

What doesn’t Industrial Shed Property insurance usually cover?

Insurance policies don't cover everything. You need to be aware that all policies have exclusions. It is important to take the time to consider and understand your insurance cover. Exclusions are things that are not covered by your insurance. (examples like)

The excess you need to pay, the sum insured, and the limit of liability, vary greatly depending on the insurer. Shed & Commercial Building Policies generally do not include cover for:

High risk tenants’ occupations, where the insurer was not made aware of the occupancy. A change in occupancy is only covered if the insurer agrees to extend cover.
Claims where the building has been unoccupied for a long period, from 60 to 90 days depending on the insurer, and where the Insurer has not agreed to an extension in writing.
Claims by employees.
Claims arising out of the use of a registered motor vehicle.
Claims related to asbestos unless specifically included and agreed to by the insurers.
Many policies in Australia only cover Listed Events. That means if an event is not listed in the insurance policy there is no cover.

So check your cover and take the time to read your insurance policy to find out what the listed events are. If your policy wording has an Accidental Damage cover option you have more protection.

How can we help with your Commerical Shed Insurance?

We insure and protect a wide range of Shed Property Buildings. Helping you obtain Shed Building & Public Liability insurance coverage for your Shed or Commercial, Industrial, Factory, Warehouse or Farm Shed Properties is what we love to do. This is why we have many happy insurance customers in NSW, Victoria, QLD, SA, WA, TAS and Australia Wide. We use a range of insurers, not just one. This helps us tailor your Shed insurance package to what suits your needs and budget.

You can include insurance options such as Loss of Rent, Glass and Business Interruption insurance. Shed Property insurance includes cover for events such as Fire, Storm, Malicious Damage, Earthquake, Impact by vehicles and other listed events.

How do I get Building Insurance for my Industrial Shed?

To get a Shed Property Owners Insurance Quote and find out the value of your insurance premium, submit an insurance quote form today.

We will provide and email you back insurance quote options, information and insurance costs to help you decide what suits your needs. Then, after receiving your insurance quotes, if you wish to make alterations to the insured amounts, or cover, its just a matter of letting us know and we will adjust your quote.

There is no obligation to proceed after submitting a Shed Building & Property Owners Public Liability Insurance Quote form, and no cover is in place until we provide you with confirmation and a policy number.

If you decide to proceed with a policy, there is a 14 day free look period.

So give us a try, you have nothing to lose, let us help you obtain competitive Quotes for your Shed insurance by completing the Shed Property Insurance Quote Form you can find above. Using the information you provide we obtain competitive tailored quotes and options from the wide range of insurers on our approved list. You can then make commercial building insurance comparisons to find the insurance cover you need.

Of course Conditions apply to all policies, so it is important to view the policy and the Insurance Product Disclosure Statement we will provide with your quote.