What is Public Liability Insurance?
If a Welding accident or unexpected incident causes damage or injury to someone (other than employees), you may be found legally liable to cover the costs. Public liability insurance can help shield your Welding business from the financial risk of liability claims giving you the certainty you need to run your business with confidence.
How can it safeguard my Welding business?
Public and product liability insurance helps protect your legal liability to third parties, including clients, customers and the public for injury or damage to their property caused by your Welding business. It can even cover emotional distress or shock that your business causes to another person.
It will usually pay your costs of investigating, defending and settling claims, as well as any compensation payment you are found legally liable to pay.
What typically isn’t covered?
Exclusions, the excess you need to pay and limits of liability can vary greatly depending on your insurer. Policies generally won’t include cover for:
· Cost of rectifying faulty workmanship
· Damage to your own property
· Claims by employees
· Claims arising out of the use of a registered motor vehicle
· Claims related to asbestos
To find out more call INSURE MORE @ on 02 6555 5022 or complete our Welders Public liability Insurance quote request form at https://www.insuremore.com.au/public-liability-insurance