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On this page you can search our site pages or insurance blog for articles and information on Holiday Home Insurance, Short Term Rental insurance, Car, Boat, Business & Personal insurance to learn more.

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Blog Posts (22)

  • How do I know if my house is at risk of flooding?

    Try this free tool on our website provided by Steadfast. It is called the Steadfast Flood Risk Tracker tool. Insurance is important to provide protection against unexpected loss or damage. If you have a Holiday Home, Rental Property, House, Business or Commercial Property you may not be aware of your long term risk of damage from Flood or Tsunami. With the recent floods it is important we all understand our long term risk for this type of loss. We hope this free tool helps you understand your risk of Flood or Tsunami and perhaps helps you work out the type of action you can take to reduce your risk of loss. Click on the below link to learn more. Steadfast Flood Risk Tracker tool. Feel free to call us on 02 6555 5022 for a free quote on your insurance needs or if you have any questions at all on insurance.

  • Short Term Holiday Rentals am I covered?

    Short Term Holiday Rental Insurance are you covered? If you have just purchased an investment property and now want to rent it out for Short Term Stays & Holiday Makers, or you previously had long term tenants with a lease and now want to change to Holiday rentals. Do you want to advertise and list your Holiday Home or Holiday Unit on sites like Wotif, AirBNB, Stayz and similar sites? If so, do you realise that your current Landlords insurance or Home insurance policy may not cover short term holiday rentals. Do you want to know if your covered for short term holiday tenants? Then, At the very least you must inform your insurance company and get confirmation that they will cover you for the short term rentals. Check that they will cover periods when your property is unoccupied between holiday rentals. Will they cover you if you manage it yourself or do you have to use an agent. When it is unoccupied what cover will they provide. Will it be full cover or restricted cover or no cover at all? Do not just assume you are covered you must check! Do you really want to take the risk of being uninsured because you did not check with your current insurer? Or not be insured because you did not advise your new insurer when taking out the policy that it was going to be let for short term rentals. Why won’t some insurance companies cover short term Rentals? One of the main risks is unoccupancy. It is possible your property may be vacant for long periods when let out for holiday rentals. Holiday Homeowners face increased risk of malicious damage, vandalism, and water damage when they are not there to check on the property. When you live in a property you become aware of damage and faults much quicker before it develops into a more serious fault. This reduce the risk to the insurance company. For these reasons and more not discussed here, many insurers will only cover unoccupancy for short periods. So, call you insurance company or insurance broker to check today. Alternatively call Insure More @ on 02 6555 5022 and we will help explain the options, Alternatively, you can complete one of our online forms here to request a Holiday Home Insurance quote or visit our Holiday Home Insurance page to find out more.

  • Is storm damage covered by insurance?

    With heavy rain expected in the Forster region and NSW coast over the next few days it is time to review your home insurance. To be protected from storm damage you need to make sure you have a home and contents insurance in place and that it is renewed and up to date. You cannot wait till the last minute to take out a home insurance policy as the storm approaches to protect a home you live in or a holiday home property. If it is a severe storm forecast, insurers may place an embargo and not offer insurance for several days for new policies, this also happens with bushfires and cyclones. Do not get caught out and find that you cannot get insurance as the storm approaches. If you have your insurance in place well before a storm approaches, then as long as you have maintained your property in good order you will be covered for most types of storm damage, such as wind, rain, hail & lightning. Coverage varies between insurers so its important to read your policy wording. That is where we can help as Insurance Brokers, we can help explain what the differences are between the types of insurance and help you choose a cover that protects you. If the worst happens and you need to lodge an insurance claim, we are there to help you too. However, please do not rely on your insurance as a first line of defence. It is important to take precautions to protect your property such as clearing gutters, removing blockage and debris. Listen to the local SES warnings and follow their recommendations as well. https://www.ses.nsw.gov.au/ We are located in the Forster NSW region but provide insurance Australia wide. If you need insurance and would like a free quote call on 02 6555 5022 or visit our website here https://www.insuremore.com.au/

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  • Holiday Home Insurance | Insure More @ | Australia Wide

    Ask us How We can help with your Insurance Holiday Home Insurance Get The Coverage You Deserve Holiday Home Insurance Home & Contents Insurance The Protection You Need Home & Contents Insurance Tradesman Insurance Your Well being Comes First Trades Pack Insurance Wide range of Insurance See more Insurance Types in the menu at top Providing Solutions since 1985 WHO WE ARE AND OUR APPROACH At Insure More @, we are committed to excellence. We are Insurance Brokers based in the Forster NSW region. Since our founding in 1985 we have been working hard to ensure our clients receive the best possible insurance services. Our team of professionals offer unparalleled customer support and expert advice. Learn more about what we do by contacting one of our insurance broker team for a free insurance quote or estimate. You’ll be surprised to learn what we can offer you and your business. GET IN TOUCH - Email us Here Name Email Subject Type your message here... Phone Submit Thanks for submitting!

  • Insurance Forster-Tuncurry NSW 2428 | Insure More @ Local

    Insurance in Forster NSW ​ Our Insurance business has been located on the Mid North Coast in the Forster-Tuncurry NSW region for many years. Our region includes the towns of Forster-Tuncurry, Taree, and Gloucester and is becoming known as the Barrington Coast. If you need an insurance quote and live anywhere in Australia, or if you happen to be local to the Forster-Tuncurry area, we would like to help with your insurance. Why not give us a call on 02 6555 5022, complete an online form or visit our office personally to obtain a free quote. We provide insurance Australia wide. ​ ​As insurance brokers living and based in Forster-Tuncurry & Taree areas we can help with a wide range of insurance. As Insurance Brokers we use a variety of insurers not just one. ​ Forster-Tuncurry is a popular coastal tourist destination with many Holiday Homes and Holiday Units. We all love our beautiful clear waters of Wallis Lake. If you need help with insurance cover for a Holiday Home Property, Short Term Holiday Home Insurance, Landlords Home, Commercial Property Insurance, Construction Insurance, Public Liability Insurance, Car, Truck, Boat, Greenslip or Home and Contents insurance let us provide you with a free comparison quote. ​ ​Need a Greenslip so you can renew your vehicle registration we can help with that to. ​ ​Call us on 02 6555 5022 when your insurance renewal is due, and we will provide you with a free comparison quote. ​ We are located in the arcade next to the Forster area Ambulance station in Tuncurry. View the map for directions or to see where we are located. Our Office Map Location

  • Insurance Broker | Free Insurance Quotes | Insure More @ | Australia

    Leave a Review on Google Leave a Review ​ If your happy with our service, the Holiday Home Insurance, Business or Personal insurance we have arranged for you and have a spare minute it would be much appreciated if you could post a review on Google here. Just click the button above to leave a review. ​ It helps build trust in our business for people who do not know us and also provides valuable feedback to help us improve. ​ If your not happy we would appreciate you contacting us on 02 6555 5022 to see if we can help you and find out your thoughts. ​

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