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Boat, Jet Ski & Watercraft Insurance 

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We can help you arrange comprehensive cover for your boat, jet ski, or watercraft, including optional public liability protection.

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What’s covered:

• Hull, motor, trailer, sails, and equipment

• Theft, fire, collision, accidental and malicious damage

• Towing (if trailered), capsizing, and stranding

• Accessories, tools, and onboard contents

• Use in inland and coastal waters (typically up to 200 nautical miles offshore)

 

Optional extras:

• Water skiing, wakeboarding, tubing (must meet Australian Standards)

• Public liability coverage for injury or property damage to others

 

 

Jet Ski cover:
Available, with optional cover for towing/skier-related activities.

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What’s not covered (general exclusions):

• Alcohol/drug-related incidents

• Unlicensed operation

• Use outside policy limits or for undeclared business use

• Non-compliant towing equipment (e.g. tyre tubes)

 

Public Liability:
Covers your legal liability if you injure someone or damage their property, including legal and compensation costs.