Boat & Watercraft Insurance, Commercial Marine & Public Liability Insurance 

Let us help you obtain a quote for your Boat or Watercraft Insurance including Public Liability insurance to protect you and your watercraft by completing a Boat & Watercraft Insurance Quote Request

Comprehensive Cover for Hull, Motor, Trailer,  Sails & Equipment


Insure your craft for its replacement in the event of total loss or theft or for the cost of repair if your involved in and accident. Comprehensive Boat & Watercraft cover protects you both when your at fault and not at fault in a boating or marine accident.

Comprehensive Boat & Watercraft Insurance provides cover against theft, fire, collision, accidental or malicious damage. Your also covered for stranding and capsizing. So you can cruise or sail away knowing your protected with peace of mind. 


Where does the insurance cover me?


You’re covered while navigating inland waters, and coastal waters up to the range specifed offshore in the insurance policy, most policies cover up to 200 nautical miles offshore. If you boat is trailered its also covered whilst being towed by a registered vehicle. and whilst being launched off and whilst being retrieved onto your trailer.


Cover for Accessories, tools and contents? 


You can include cover or marine accessories, contents and tools that you take with you on the boat.

What typically isn’t covered under the Comprehensive Boat & Vessel section?

Exclusions, the excess you need to pay and limits of liability can vary greatly depending on your insurer. Policies generally won’t include cover for:


  • Damage to your boat or vessel if you are over the legal alchohol limit.

  • Oprating without a license if required for your vessel.

  • Operating your boat or vessel outside any range listed in your policy, or territorial limits such as outside Australian Waters.

  • Using your boat or wateraft for business purposes unless specified and declared in the policy.


What is Public Liability Insurance attached to the Boat or Watercraft policy?

If your involved in an accident or unexpected incident whilst using your Boat or Vessel and cause damage to property or injury to someone (other than employees), you may be found legally liable to cover the costs. Public liability insurance can help shield you as an individual or your marine business from the financial risk of liability claims giving you the certainty you need to operate your boat or watercraft with confidence.

How can it safeguard me?

Public Liability insurance helps protect your legal liability to third parties, including passengers, clients, customers and the public for personal injury or damage to their property caused by your boating or watercraft activities, or business operations if specified in your policy. It can even cover emotional distress or shock that you cause using you boat to another person.

It will usually pay your costs of investigating, defending and settling claims, as well as any compensation payment you are found legally liable to pay.

What typically isn’t covered under the Public Liability Insurance section?

Exclusions, the excess you need to pay and limits of liability can vary greatly depending on your insurer. Policies generally won’t include cover for:


  • Damage to your own property

  • Claims arising out of the use of a registered motor vehicle

  • Claims related to running a business unless specified and declared in the policy. 

How to get Boat, Watercraft & Public Liability Insurance.

Let us help you with competitive quotes for your Boat & Watercraft Insurance so you can get the insurance you need by completing the Boat & Watercraft Insurance Quote form below.  We will use the information you provide to obtain quotes and options from the insurers on our approved list. We use a wide range of insurance companies, not just one.

Alternatively, call us on 02 6555 5022 or visit our Contact Us page to send a brief message and we will get back to you. You can also visit our local Forster NSW region office. If you have any other insurance needs such as finding out about short term rental insurance cost or would like to compare holiday home insurance we would love to help.