Pay by Credit Card Visa Three Easy ways to maintain your insurance cover. 1 - You can pay by Credit Card over the phone by calling 1300 78 11 45 , or pay online on this page. ​ 2 - You can pay by BPAY pay with your own internet banking. ​ 3 - You can pay conveniently at any local Post Office by Post Billpay using cash, cheque or EFTPOS . Take your invoice with you to a local Post Office (Cash cannot exceed $9999.99) ​ How to Pay with a Credit Card now. ​ Have your Insure More @ invoice ready. Note the DEFT Reference Number on your invoice, the details are located at the bottom left of your invoice, underneath the DEFT payment symbol. Example : Deft Reference Number 12345*********** ​ Click on Pay Your Invoice to go to the DEFT payment window. ​ 1. Enter your DEFT reference number as shown on your Insure More @ invoice. 2. Enter your credit card details. ​ 3. Enter the amount due. ​ 4. Enter your email address to receive a receipt & tick the box I am not a robot to complete. ​ ​ ​ ​ ​ How to Pay your Insurance Invoice using BPAY. Note the BPAY Biller Code: and Ref: details located to the lower left of your invoice, next to the BPAY symbol. Example : Biller Code: 20362 Ref: eg 123456789123456 Then go to your Bank or Financial Institutions internet banking and enter your insurance BPAY invoice details. Note our Biller account is shown as DEFT INSURANCE* or CBN Pty Ltd d epending on your financial institution . Our system updates in 1 or 2 business days depending on your Bank, if you request a receipt it will be emailed the next business day. ​ If you wish to change your insurance to monthly instalments, please contact us to discuss options. Use the form below if you would like a receipt emailed to you, or to send a message if you would like to mention anything at all. We welcome your feedback. ​ If you have any trouble renewing your Holiday Home insurance, Landlords, Car, Business or Personal insurance just let us know. BPAY Billpay Pay by Credit Card

Start a Property Owners Quote Call us 02 6555 5022 Property Ow ners Insurance for Commercial & Industrial Buildings On this page you can request a quote for a Commercial, Industrial Property or Shed that you rent or lease to tenants, or for you own use. We can help you with Building, Contents, Loss of Rent & Landlords Public Liability insurance which can be covered on a specialist Commercial Property Owners Insurance policy. ​​ Scenarios we can help you with: - 1. You are the Building Property Owner only, and you lease out the whole building or shed to tenants. 2. You Occupy the Building and run your business from a portion of it, you then lease out other bays, sheds or sections of the building. 3. You Own & Occupy 100% of the building and run your business from it. 4. You Own the building and its vacant, however, you are currently trying to get tenants. (This can be more difficult to insure but let us try to help you.) ​ To request a quote click on the Start a Property Owners Quote above. Its best to complete the form in full to help us get you the most competitive quote we can, we have access to a wide range of insurers, not just one insurance company, if you use this option we will get back to you 9am to 5pm Monday to Friday. ​ What is Industrial Property insurance? An Industrial Property Building (or Commercial Building or Shed) Insurance policy is designed to protect your Physical assets from damage or loss. It is similar to a residential landlord’s insurance policy which covers a residential property, however, the difference being, it is a Industrial Property and is occupied or leased by a business. This means that there is a wide range of risks, due to the variation in tenants. ​ For example, a building occupied by an Office which would be a lower risk and therefore attract a lower premium, compared to another owner who has a Factory, Shed or Industrial Building occupied by a kitchen cabinet manufacturer, which has a lot of dust and flammable materials making the risk of fire and explosion higher resulting in a higher premium. Some buildings or Commercial Sheds may be occupied by multiple tenants; such as a Mechanic, Locksmith & Retail Paint Shop and the insurance premium would be based on those tenants occupying the building. ​ With Commercial Property, it is important to inform your insurer if you change your Tenant as it could affect your premium and insurance coverage. If you don’t update your tenant list with your insurer, you may find you are not covered in the event of a claim if the insurer was not aware of the type of tenant in your building. ​ What can Commercial & Industrial Property insurance cover? ​ Industrial and Commercial Building insurance packages can cover your asset, whether it’s an Office Block, an Industrial Building or a small single use Commercial Property or Shed. ​ If your building is destroyed by fire or damaged in an earthquake, you need to know you can afford to have it replaced or repaired. Without insurance this could be difficult. ​ Insurance policies generally cover events such as Fire, Storm, Hail, Earthquake, Impact, Explosion, Malicious Damage & other listed Perils. Some insurance policies cover Accidental Damage which gives a broader cover . ​ Some other optional sections that can be insured include:- ​ Loss or Rental Income. Glass. Machinery Breakdown. Removal of Debris. Landlords Contents. Landlords Fixtures & Fittings. Stock. Tax Audit. Public Liability. Property Owners Liability. What is Property Owners Public Liability insurance? ​ If an accident or unexpected incident on your property occurs, related to your ownership of the property (building) and causes damage to property or injury to someone (other than employees), you may be found legally liable to cover the costs. Public Liability insurance can help protect you from the financial risk of a liability claim as a property landlord giving you the confidence you need to own your property. ​ An important part of protecting yourself is including Property Owners Public Liability insurance to protect yourself in case of an injury caused on your property, such as a tile failing, or a faulty step causing injury to a visitor at the building property. What doesn’t Industrial & Commercial Property insurance usually cover? ​ Insurance policies don't cover everything. You need to be aware that all policies have exclusions. It is important to take the time to consider and understand your insurance cover. Exclusions are things that are not covered by your insurance. (examples like) The excess you need to pay, the sum insured, and the limit of liability, vary greatly depending on the insurer. Commercial Building Policies generally do not include cover for: ​ High risk tenants’ occupations, where the insurer was not made aware of the occupancy. A change in occupancy is only covered if the insurer agrees to extend cover. Claims where the building has been unoccupied for a long period, from 60 to 90 days depending on the insurer, and where the Insurer has not agreed to an extension in writing. Claims by employees. Claims arising out of the use of a registered motor vehicle. Claims related to asbestos unless specifically included and agreed to by the insurers. Many policies in Australia only cover Listed Events. That means if an event is not listed in the insurance policy there is no cover. ​ So check your cover and take the time to read your insurance policy to find out what the listed events are. If your policy wording has an Accidental Damage cover option you have more protection. ​ How can we help with your Insurance? ​ We insure and protect a wide range of Property Buildings. Helping you obtain Building & Public Liability insurance coverage for your Commercial, Industrial, Shed, Factory, Warehouse, Strata, Retail, Arcade or Office Properties is what we love to do. This is why we have many happy insurance customers Australia Wide. We use a range of insurers, not just one. This helps us tailor your insurance package to what suits your needs and budget. ​ You can include insurance options such as Loss of Rent, Glass and Business Interruption insurance. Property insurance includes cover for events such as Fire, Storm, Malicious Damage, Earthquake, Impact by vehicles and other listed events. ​ How do I get Building Insurance for my Industrial Property or Shed ? ​ To get a Property Owners Insurance Quote and find out the value of your insurance premium, submit an insurance quote form today. We will provide and email you back insurance quote options, information and insurance costs to help you decide what suits your needs. Then, after receiving your insurance quotes, if you wish to make alterations to the insured amounts, or cover, its just a matter of letting us know and we will adjust your quote. ​ There is no obligation to proceed after submitting a Building & Property Owners Public Liability Insurance Quote form, and no cover is in place until we provide you with confirmation and a policy number. ​ If you decide to proceed with a policy, there is a 14 day free look period . ​ So give us a try, you have nothing to lose, let us help you obtain competitive Quotes for your insurance by completing the Property Insurance Quote Form you can find above. Using the information you provide we obtain competitive tailored quotes and options from the wide range of insurers on our approved list. You can then make commercial building insurance comparisons to find the insurance cover you need. ​ Of course Conditions apply to all policies, so it is important to view the policy and the Insurance Product Disclosure Statement we will provide with your quote. ​ How to reach out to us. ​ If you would prefer to just talk to us, rather than completing a Property Quote form, call us on 02 6555 5022 to discuss your insurance needs. Alternatively complete the quote form or email us with any questions you have. Securing Your Industrial and Commercial Building Investments with Insurance: 25 0 Post not marked as liked Need Insurance in Forster - Local insurance brokers in Forster Tuncurry. Insure More @ 66 0 Post not marked as liked Public Liability Insurance for Welders 93 0 1 like. Post not marked as liked 1

Construction Insurance Quote Trades Liability & Tools Quote Owner Builder Insurance Quote Call us 02 6555 5022 What is Construction Insurance? ​ ​Construction Insurance is also known as Contract Works Insurance. ​ When you’re working on a job or a construction site, there is a lot that can go wrong. Damage or loss to a building or project could cost you time, money and even your reputation. Meanwhile, an onsite injury can result in considerable pain, stress and financial loss. ​That’s why having the right amount and type of construction insurance is very important and a big part of ensuring your business is protected. Giving you the right tools to work in and and grow your business with peace of mind. ​ ​Who is construction Insurance for? ​ Contract works or construction insurance is recommended for small, medium and large residential, commercial and industrial builders, sub-contractors and owner builders. Most builders take out contract works insurance as an annual policy that covers multiple contracts and jobs. That way they don’t need to take out insurance for each project every time they do a job. There is also the option of insuring single projects, however, you need to take out a new policy for each job before you start work. Whilst owner builders take out contract works for a specific project, usually a new home they are building. ​ What can Construction Insurance cover? ​ Construction insurance can cover the building which is under construction, whether it’s a large apartment building or a brick veneer or mud brick home. You can also cover the tools and equipment used in construction. An important part of protecting yourself is including public liability insurance. You can also elect to insure existing buildings or structures that may be part of the job or adjoining the job you are working on. What doesn’t Construction Insurance usually cover? ​ All policies have exclusions. The excess you need to pay, and the sum insured and limit of liability greatly depending on the insurer. Construction Insurance Policies generally won’t include cover for: ​ Loss after work has ceased for more than the number of days specified in the policy. Loss after the property is occupied. Consequential loss. Work underground or in water unless specifically included and agreed by the insurers. Cost of rectifying or correcting defective or faulty workmanship. Damage to your own property. Claims by employees. Claims arising out of the use of a registered motor vehicle. Claims related to asbestos unless specially include and agreed by the insurers. ​ So give us a call, We can assist you with a wide range of Builders insurance. Including Public Liability Insurance, Construction Insurance, Tools & Project Insurance. We also offer Trades Insurance for subcontractors. Complete the Contact Us form to email us with any questions or complete a Quote form so we can provide you with a quote for your next project. ​ Save time by taking some of the stress and hassle out of searching to find out more about Construction Insurance, Contracts Works and Builders Liability I nsurance, Let us help you get Construction insurance for a Project or Home construction by simply completing a Quote form to get the process started. If you prefer call us 9am to 5pm weekdays on 02 6555 5022 to find out more. We are happy to help answer any questions you have. Its often simpler just to give us a call if you have questions and if you dont want to fill out a form. Get a free Insurance Quote in Forster & Tuncurry to compare your insurance. 71 0 Post not marked as liked Bushfire in Forster today, check you have insurance. 29 0 1 like. Post not marked as liked 1 10 or more ways ways to improve your risk management practices 41 0 1 like. Post not marked as liked 1

Trades & Liability Insurance Quote Call us 02 6555 5022 Tradesman Insurance We can assist you with a wide range of Trades Insurance and Trades Public Liability Insurance. Just complete the Trades Insurance Quote form to request a free quote. You can include cover for options such as Tools of Trade or Motor Vehicle Insurance and Trailer Insurance. Alternatively call us discuss your needs and get a free insurance quote. Or if you just want to send a brief message complete the contact form to send us an email. Email Us Here Need Insurance in Forster - Local insurance brokers in Forster Tuncurry. Insure More @ 66 0 Post not marked as liked Public Liability Insurance for Welders 93 0 1 like. Post not marked as liked 1 Need help with an insurance claim. 23 0 4 likes. Post not marked as liked 4

Start a Quote Call us 02 6555 5022 ​ Boat, Jet Ski & Watercraft Insurance, Commercial Marine & Public Liability Insurance ​ Let us help you obtain a quote for your Boat or Watercraft Insurance including Public Liability insurance to protect you and your watercraft by completing a Boat & Watercraft Insurance Quote Request . You have the option to include Boat & Water-Skiing insurance and this applies for Jet Skis as well. ​ Comprehensive Cover for Hull, Motor, Trailer, Sails & Equipment Insure your craft for its replacement in the event of total loss or theft or for the cost of repair if your involved in a n accident. Comprehensive Boat & Watercraft cover protects you when you are at fault and not at fault in a boating or marine accident. ​ Comprehensive Boat & Watercraft Insurance provides cover against theft, fire, collision, accidental or malicious damage. Your also covered for stranding and capsizing. If your boat is trailered it is covered whilst towing. Sail boats are also covered whilst being slipped for antifouling for example. So you can cruise or sail away knowing your protected with peace of mind. Where does the insurance cover me? You are covered while navigating inland waters, and coastal waters up to the range specified offshore in the insurance policy, most policies cover up to 200 nautical miles offshore. If you boat is trailered it is also covered whilst being towed by a registered vehicle and whilst being launched off and whilst being retrieved onto your trailer. ​ Boat & Water-Skiing insurance You have the choice to include cover for Boat & Water-Skiing insurance. This includes cover for Knee boarding, Wakeboarding & Tubeing on marine sporting equipment that meets Australian Standards. (Not Tyre tubes) ​ It is important to include this optional Boat & Water Ski insurance if you do or may do any of these activities to ensure you are covered if someone gets injured, seriously disabled or the activity caused their accidental death. ​ Can you insure a Jet Ski? ​ Yes we can help with Jet Ski Insurance. With a Jet Ski insurance cover it is just as important to include optional Jet Ski & Water Ski, Tubeing or Towing insurance if you do or may do any towing activities to ensure you are covered if someone gets injured, seriously disabled or the activity caused their accidental death. Cover for Accessories, tools, and contents? You can include cover for marine accessories, contents, and tools that you take with you on the boat. ​ What typically is not covered under the Comprehensive Boat & Vessel section? ​ Exclusions, the excess you need to pay, and limits of liability can vary depending on your insurer. Policies generally will not include cover for: Damage to your boat or vessel if you are over the legal alcohol limit. Operating without a license if required for your vessel. Operating your boat or vessel outside any range listed in your policy, or territorial limits such as outside Australian Waters. Using your boat or watercraft for business purposes unless specified and declared in the policy. If you have included optional Water Ski insurance, it does not cover devices that do not meet Australian Standards such as towing a Tyre tube. What is Public Liability Insurance attached to the Boat or Watercraft policy? ​ If your involved in an accident or unexpected incident whilst using your Boat or Vessel and cause damage to property or injury to someone (other than employees), you may be found legally liable to cover the costs. Public liability insurance can help shield you as an individual or your marine business from the financial risk of liability claims giving you the certainty you need to operate your boat or watercraft with confidence. ​ How can it safeguard me? ​ Public Liability insurance helps protect your legal liability to third parties, including passengers, clients, customers and the public for personal injury or damage to their property caused by your boating or watercraft activities, or business operations if specified in your policy. It can even cover emotional distress or shock that you cause using you boat to another person. ​ It will usually pay your costs of investigating, defending, and settling claims, as well as any compensation payment you are found legally liable to pay. ​ What typically is not covered under the Public Liability Insurance section? ​ Exclusions, the excess you need to pay, and limits of liability can vary depending on your insurer. Policies generally will not include cover for: Damage to your own property Claims arising out of the use of a registered motor vehicle Claims related to running a business unless specified and declared in the policy. ​ ​ How to get Boat, Watercraft & Public Liability Insurance. ​ Let us help you with competitive quotes for your Boat & Watercraft Insurance so you can get the insurance you need by completing the Boat & Watercraft Insurance Quote form below. If you may do Boat and Water-skiing type activities, be sure to request a quote including Water Ski optional cover. We will use the information you supply to obtain quotes and options from the insurers on our approved list. We use a wide range of insurance companies, not just one. ​ Alternatively, call us on 02 6555 5022 or visit our Contact Us page to send a brief message and we will get back to you. You can also visit our local Forster NSW region office. If you have any other insurance needs such as finding out about short term rental insurance cost or would like to compare holiday home insurance, we would love to help. Boat, Jet Ski & Water-Skiing insurance 15 0 1 like. Post not marked as liked 1 Get a free Insurance Quote in Forster & Tuncurry to compare your insurance. 71 0 Post not marked as liked Boat insurance for Forster Tuncurry, Wallis Lake & Manning River 58 0 Post not marked as liked

Construction Insurance Quote Owner Builder Insurance Quote Trades Liability & Tools Quote Call us 02 6555 5022 Wh at is Cons truction Insuran ce? ​ ​ Construction Insurance is also kno wn as Contract Works Insurance. ​ When you’re working on a job or a construction site, there is a lot that can go wrong. Damage or loss to a building or project could cost you time, money and even your re putation. Meanwhile, an onsite injury can result in considerable pain, stress and financial loss. ​That’s why having the right amount and type of construction insurance is very important and a big part of ensuring your business is protected. Giving you the right tools to work in and and grow your business with peace of mind. ​ ​Who is construction Insurance for? ​ Contract works or construction insurance is recommended for small, medium and large residential, commercial and industrial builders, sub-contractors and owner builders. Most builders take out contract works insurance as an annual policy that covers multiple contracts and jobs. That way they don’t need to take out insurance for each project every time they do a job. There is also the option of insuring single projects, however, you need to take out a new policy for each job before you start work. Whilst owner builders take out contract works for a specific project, usually a new home they are building. ​ What can Construction Insurance cover? ​ Construction insurance can cover the building which is under construction, whether it’s a large apartment building or a brick veneer or mud brick home. You can also cover the tools and equipment used in construction. An important part of protecting yourself is including public liability insurance. You can also elect to insure existing buildings or structures that may be part of the job or adjoining the job you are working on. What doesn’t it usually cover? ​ All policies have exclusions. The excess you need to pay, and the sum insured and limit of liability greatly depending on the insurer. Construction Insurance Policies generally won’t include cover for: ​ Loss after work has ceased for more than the number of days specified in the policy. Loss after the property is occupied. Consequential loss. Work underground or in water unless specifically included and agreed by the insurers. Cost of rectifying or correcting defective or faulty workmanship. Damage to your own property. Claims by employees. Claims arising out of the use of a registered motor vehicle. Claims related to asbestos unless specially include and agreed by the insurers. ​ So give us a call. We can assist you with a wide range of Builders insurance. including Home Construction Insurance, Commercial Construction Insurance, Tools and Public Liabilty Insurance. We also offer stand alone Trades Insurance for subcontractors as well. Complete the Contact Us form to email us with any questions or complete a Quote form above so we can provide you with a quote for your next project or business insurance. ​ Save time by taking some of the stress and hassle out of searching to find out more about Construction, Contract Works, Trades Public liability and Builders Project Insurance, Let u s help you get Construction insurance for a Project or a Home Construction Projec, or Builders Business Public Liability insurance by simply completing a Quote form to get the process started. If you prefer call us 9am to 5pm weekdays on 02 6555 5022 to find out more. We are happy to help answer any questions you have. Its often simpler just to give us a call if you dont want to fill out a form. You can also send an email using the Email Us link below. Get a free Insurance Quote in Forster & Tuncurry to compare your insurance. 71 0 Post not marked as liked Bushfire in Forster today, check you have insurance. 29 0 1 like. Post not marked as liked 1 10 or more ways ways to improve your risk management practices 41 0 1 like. Post not marked as liked 1 Email us

Start a Quote Call us 02 6555 5022 Get a Public Liability Insurance Package Free Quote Let us help you obtain a quote for Public Liability Insurance to protect your Business, Trade, Contracting, Subcontracting or other insurance need by completing a Public Liability Insurance Quote form . Options you can include on the insurance package include Equipment, Tools of Trade and Trailer cover. We can provide cover for a wide range of occupations, business and trades. ​ What is Public Liability Insurance? ​ If a accident or unexpected incident causes damage or injury to someone (other than employees), you may be found legally liable to cover the costs. Public liability insurance can help shield your Business, Trades, Construction, Welding, Contracting, Salon, Mobile business or other types of business from the financial risk of liability claims giving you the certainty you need to run your business with confidence. ​ How can it safeguard my business? ​ Public and product liability insurance helps protect your legal liability to third parties, including clients, customers and the public for injury or damage to their property caused by your business operations. It can even cover emotional distress or shock that your business causes to another person. ​ It will usually pay your costs of investigating, defending and settling claims, as well as any compensation payment you are found legally liable to pay. ​ What typically isn’t covered by Public Liability Insurance? ​ Exclusions, the excess you need to pay and limits of liability can vary greatly depending on your insurer. Policies generally won’t include cover for: Cost of rectifying faulty workmanship Damage to your own property Claims by employees Claims arising out of the use of a registered motor vehicle Claims related to asbestos How to get Public Liability Insurance. ​ Let us help provide you with competitive quotes for Public Liability Insurance for your business, trade or other need by completing the Public Liability Insurance Quote form . You can also inlude insurance options such as Tools of Trade and Trailer cover. We will use the information you provide to obtain quotes and options from the insurers on our approved list. We use a wide range of insurance companies, not just one. ​ Alternatively, call us on 02 6555 5022 or complete the Contact Us form to send us a brief message or for other options. ​ Need Insurance in Forster - Local insurance brokers in Forster Tuncurry. Insure More @ 66 0 Post not marked as liked Public Liability Insurance for Welders 93 0 1 like. Post not marked as liked 1 Need help with an insurance claim. 23 0 4 likes. Post not marked as liked 4

Insurance Videos by Steadfast Get The Right Cover For Your Business Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied We are based in the Forster NSW region known as the Barrington Coast. We love helping customers with commercial property insurance or helping you find the best short term rental insurance for your needs or how to compare holiday home insurance for your short term rental property or serviced apartment or unit property.