Here you can pay your insurance invoice or insurance renewal notice for your Public liability, Business, Home Warranty, Commercial Property Insurance or any other invoice you have receved from us for your insurance cover. Pay by Credit Card Visa Three Easy ways to maintain your insurance cover 1 - You can pay by Credit Card over the phone by calling 1300 78 11 45 , or pay online with the button above on this page. 2 - You can pay via BPAY and pay with your own internet banking. 3 - You can pay conveniently at any local Post Office by Post Billpay using cheque or EFTPOS . How to Pay with a Credit Card now Have your Insure More @ invoice ready. Note the DEFT Reference Number on your invoice, the details are located at the bottom left of your invoice, underneath the DEFT payment symbol. Example: Deft Reference Number 12345*********** Click on 'Pay Your Invoice' to go to the DEFT payment window. 1. Enter your DEFT reference number as shown on your Insure More @ invoice. 2. Enter your credit card details. 3. Enter the amount due. 4. Enter your email address to receive a receipt & tick the box 'I am not a robot' to complete the transaction. How to Pay your Insurance Invoice using BPAY. Note the BPAY Biller Code: and Ref: details located to the lower left of your invoice, next to the BPAY symbol. Example: Biller Code: 20362 Ref: eg 123456789123456 Then go to your Bank or Financial Institutions internet banking and enter your insurance BPAY invoice details. Note our Biller account is shown as DEFT INSURANCE* or CBN Pty Ltd depending on your financial institution . Our system updates in 1 or 2 business days depending on your Bank, if you request a receipt it will be emailed the next business day. If you wish to change your insurance to monthly instalments, please contact us to discuss options. Use the form below if you would like a receipt emailed to you, or to send a message if you would like to mention anything at all. We welcome your feedback. If you have any trouble renewing your Holiday Home insurance, Landlords, Car, Business or Personal insurance, please let us know as soon as possible. Billpay

Insurance Brokers Providing Cost Efficient Insurance, High Value Protection, Be Smart with your Insurance needs, get covered with quality insurance and advice. Call now or complete an online form. Get a quote and compare your insurance today.Taree Our Team: Locally Established, Nationally Connected At the heart of our brokerage is a close-knit family of insurance professionals deeply connected to our community. Locally owned by Matt Fawcett & Paul Stack, our team brings together decades of local experience and relationships that shine through in everything we do. A Legacy of Service Since Roger & Ros Edwards founded our business in 1988, we've grown from strength to strength. When Matt took the helm, he built upon this solid foundation, expanding our team to eight dedicated professionals across our Taree and Tuncurry offices. Together, we guide nearly 1,400 clients through their insurance journey each year. Our Collective Expertise Our team's combined knowledge allows us to serve diverse clients - from family homes to major manufacturers, small businesses to commercial property portfolios. This breadth of expertise means we collaborate daily, sharing insights to deliver the best solutions for every client. Backed by Industry Leaders As an Authorised Representative of Community Broker Network and part of the Steadfast Group (Australasia's largest general insurance broker network), our team leverages collective strength. This partnership empowers us to access exclusive policy options and competitive terms while maintaining our local, personalized approach. Our Commitment to You When you work with us, you're not just getting one broker – you're gaining a team of advocates. From initial quote to claims support, we stand together to provide the attentive service and protection you deserve. Connect with our friendly team today on (02) 6591 3467 and experience the difference a truly collaborative approach to insurance can make . 02 6591 3467 Level 2, Suite 201, 1 Pulteney Street Taree NSW 2430 work@insuremore.com.au

We can help you with wide range of Business & Public Liability Insurance for Welders, Boilermakers, Fabricators & Trades Business. Call for a quote with no obligation. Get a comparison on your insurance coverage. As Insurance Brokers we have a wide range of insurers on our approved list. Public Liability Insurance for Welders, Boilermakers & Fabricators Specialised Protection for High-Risk Metalwork Professionals Welding, boilermaking, and metal fabrication are among the highest-risk trades in the construction industry. With heat, sparks, and powerful equipment being essential to your daily work, having robust liability protection isn't just important—it's critical for your business survival. Comprehensive Coverage for Your Metalwork Business Whether you operate from your own workshop or travel to various job sites, our tailored insurance packages provide the specialized protection welders need. We understand the unique fire and injury risks associated with welding operations and can help secure appropriate coverage. How Public Liability Insurance Protects Welders When your work involves open flames, intense heat, and precision metalwork, the potential for accidents is significantly higher than in many other trades. Public liability insurance provides essential financial protection when: • A fire starts from welding sparks • Flying metal causes injury • Equipment damages client property • Completed work fails and causes damage or injury Critical Welding-Specific Considerations Important Welding Risk Factors: • Fire Watch Requirements - Many policies require proper fire watch procedures • Hot Work Permits - Documentation may be needed for coverage to apply • Height Restrictions - Work above certain heights may have special conditions • Site Safety Protocols - Adherence to safety standards is typically required • Higher Premiums - Due to elevated risk, expect higher costs than standard trades Common Welding-Specific Exclusions: • Work performed without proper certifications • Underground or underwater welding • Welding on pressure vessels without specific endorsements • Work on aircraft, watercraft, or certain structures without special coverage • Claims arising from improper isolation of flammable materials • Non-compliance with Australian Standards for welding operations Get Specialised Welding Business Protection Don't trust your high-risk business to general insurance providers who may not understand the unique challenges of metalwork. Our specialists work with insurers experienced in covering welding operations. Complete our Public Liability Insurance Quote form to receive options tailored specifically for welding professionals. We'll compare coverage from multiple insurers to find protection that addresses your specific risk profile. Call us today at 02 6555 5022 or complete our online form for a welding-specific insurance assessment. Start a Quote

Get a speacialst Landlord policy for a resdiential property you rent out to tennants. Turn Your Rental Property into a Worry-Free Investment! Protect Your Landlord Journey with Perfect Coverage Your investment property deserves premium protection! Whether you own one rental or a portfolio, our tailored landlord insurance packages give you the confidence to grow your wealth while we handle the risks. What Our Fantastic Landlord Coverage Includes: 🏠 Building Protection against storm, fire, flood, and earthquake 💰 Loss of Rental Income when disaster strikes 🛋️ Contents Coverage for your furnishings and appliances ⚠️ Public Liability Protection for those unexpected accidents 🔑 Tenant-Specific Coverage including damage, theft, and default options Been Declined Elsewhere? We Love a Challenge! Don't worry if another insurer said no! With our expansive network of underwriters and specialty markets, we often find perfect solutions for properties that others consider "too difficult." Why Property Investors Choose Us: • Access to MULTIPLE insurers, not just one • Enthusiastic team dedicated to finding your perfect coverage • Flexible options to match your investment strategy • Competitive rates that protect your rental returns Let's Secure Your Investment Today! Or call our friendly team at 02 6555 5022 for a personalised chat about your property portfolio. Complete policy details available in the Product Disclosure Statement we'll provide with your quote. Your investment property dreams deserve solid protection. Let's make it happen! Landlord Quote

What we have to do to be compliant and legal insurance advisers and insurance brokers. The types of insurance advice we are able to provide such as helping you find the best short term rental insurance for your needs or help to compare holiday home insurance for your short term rental property. General Advice Warning Any information in our website is general advice only and may not be appropriate for you and does not take into account your personal needs and circumstances. Please read and refer to the Product Disclosure Statement for details of cover. Letter of Engagement Complaints Insurance Brokers Code of Practice Privacy Policy Financial Service Guide Statement of Services We are an Authorised Broker of Community Broker Network Pty Ltd. Community Broker Network Pty Ltd is a member of the Steadfast Group. On our site you can find General Advice on the types of insurance advice we are able to provide such as helping you find the best short term rental insurance for your needs or helping you to compare holiday home insurance for your short term rental property plus a wide range of other insurance types. If you need help just call or contact us or visit out local Forster NSW region office.

Explains your duty of disclosure, which means you need to be honest and open with us and tell us all the things that are relevant to obtaining you insurance cover or insureing your risk. Please read the duty of disclsure and if you have questions please ask. For the types of insurance advice we are able to provide such as best short term rental insurance for your needs or help to compare holiday home insurance for your short term rental property you need to be open and honest with us. Your Duty of Disclosure Before you enter into an insurance contract, you have a duty to tell the insurer anything that you know, or could reasonably be expected to know, that may affect the insurer’s decision to insure you and on what terms. You have this duty until they agree to insure you. You have the same duty before you renew, extend, vary, or reinstate an insurance contract. You do not need to tell the insurer anything that: • reduces the risk they insure you for; or • is common knowledge; or • the insurer knows, or should know: or • the insurer waives your duty to tell them about. If you do not tell the insurer something If you do not tell the insurer anything you are required to, they may cancel your insurance contract or reduce the amount they will pay you if you make a claim, or both. If your failure to tell them is fraudulent, they may refuse to pay a claim and treat the insurance contract as if it never existed. ADDITIONAL DUTY NOT TO MAKE A MISREPRESENTATION - (Applies to consumer insurance contracts only) A consumer insurance contract (CIC) is a contract that is purchased for personal, domestic or household purposes. You have a duty under the Insurance Contracts Act 1984 (ICA) to take reasonable care not to make a misrepresentation to the insurer (your duty). Your duty applies only in respect of a policy that is a consumer insurance contract, which is a term defined in the ICA. Your duty applies before you enter into the policy and also before you renew, extend, vary or reinstate the policy. Before you do any of these things, you may be required to answer questions and the insurer will use the answers you provide in deciding whether to insure you, and anyone else to be insured under the policy, and on what terms. To ensure you meet your duty, your answers to the questions must be truthful, accurate and complete. If you fail to meet your duty, the insurer may be able to cancel your contract, or reduce the amount it will pay if you make a claim, or both. If your failure is fraudulent, the insurer may be able to refuse to pay a claim and treat the contract as if it never existed. DUTY OF GOOD FAITH Both parties to an insurance contract, the insurer and the insured, must act towards each other with the utmost good faith. If you fail to do so, the insurer can cancel your insurance. If the insurer fails to do so, you may be able to sue the insurer. Non-Disclosure – What happens if you don’t tell us The insurer may be entitled to: • Cancel your policy • Treat your policy as if it never operated • Reduce or refuse to pay a claim. The duty applies to each person named in the policy as the insured. If your non-disclosure is fraudulent, the Insurer may also have the option of avoiding the contract from the beginning. Please note: if you haven’t told the truth you might not be covered. Target Market Determinations (TMDs) - Applies to Retail consumer insurance Insurers have created Target Market Determinations (TMDs) which set out the type of customer and risk the product is designed for. We will provide links for each product that falls within these criteria for this financial product when yo apply or renew insurance. If you would like a copy of the TMD, please advise us so that we can make this available to you. Before you make any decision about whether the policy is right for you, you should obtain and read the Product Disclosure Statement (PDS) for the policy. ESSENTIAL READING OF POLICY WORDING The policy wordings for your insurances are essential reading to understand what is protected by each policy. Read them carefully as soon as possible and contact us if you have any concerns about the extent of your cover. For all the types of insurance advice we are able to provide such as commercial property insurance, short term rental insurance or helping to compare holiday home insurance for your short term rental property, you always need to be open and honest with us.

Find out about construction insurance needed for Builders involved in the construction Industry. You can get quotes for Construction & Construction Public Liability. Free quotes. Trades Liability & Tools Quote Owner Builder Insurance Quote Construction Insurance Quote What is Construction Insurance? Construction Insurance is also known as Contract Works Insurance. When you’re working on a job or a construction site, there is a lot that can go wrong. Damage or loss to a building or project could cost you time, money and even your reputation. Meanwhile, an onsite injury can result in considerable pain, stress and financial loss. That’s why having the right amount and type of construction insurance is very important and a big part of ensuring your business is protected. Giving you the right tools to work in and grow your business with peace of mind. Who is construction Insurance for? Contract works or construction insurance is recommended for small, medium and large residential, commercial and industrial builders, sub-contractors and owner builders. Most builders take out contract works insurance as an annual policy that covers multiple contracts and jobs. That way they don’t need to take out insurance for each project every time they do a job. There is also the option of insuring single projects, however, you need to take out a new policy for each job before you start work. Whilst owner builders take out contract works for a specific project, usually a new home they are building. What can Construction Insurance cover? Construction insurance can cover the building which is under construction, whether it’s a large apartment building or a brick veneer or mud brick home. You can also cover the tools and equipment used in construction. An important part of protecting yourself is including public liability insurance. You can also elect to insure existing buildings or structures that may be part of the job or adjoining the job you are working on. What doesn’t it usually cover? All policies have exclusions. The excess you need to pay, and the sum insured and limit of liability greatly depending on the insurer. Construction Insurance Policies generally won’t include cover for: Loss after work has ceased for more than the number of days specified in the policy. Loss after the property is occupied. Consequential loss. Work underground or in water unless specifically included and agreed by the insurers. Cost of rectifying or correcting defective or faulty workmanship. Damage to your own property. Claims by employees. Claims arising out of the use of a registered motor vehicle. Claims related to asbestos unless specially include and agreed by the insurers. We are happy to help answer any questions you have. Email us

Contact us. We can help with your Holiday Home Insurance, Business, Property, Commercial or Personal Insurance needs. We are based in Forster-Tuncurry NSW and have clients Australia Wide. Call us page How to Contact Us Call us on the above numbers. If your request comes through outside office hours, please leave a message with your phone number and name and we will return your call as soon as we can. You can also send an email using the email link below or to work@insuremore.com.au For emergency claims you can also call the insurer listed on your insurance schedule. Have your policy number ready ! If you need to contact us about your insurance renewal or for a quote on insurance for your Holiday Home Property, Commercial Property, Landlords, Serviced Apartment, Public Liability, Business or any other insurance, you can call us on the numbers above or email using the form below . Holiday Coast Region If you live locally on the NSW Mid North Coast in the Forster, Tuncurry, Taree and Barrington Coast region your welcome to drop in and visit us personally to meet any of our Insurance Brokers at our office located in the arcade next to the Forster-Tuncurry area Ambulance Station. To see our Forster Tuncurry area office location click here to see on a Map. To see our Taree office location click here to see a map Email us Email Contact page

We can help you with wide range of Business & Public Liability Insurance for Barbers, Hairdressers, Beauticians, Manicurist & Make Up Artists. Call for a quote with no obligation. Get a comparison on your insurance coverage. As Insurance Brokers we have a wide range of insurers on our approved list. Beauty Professional Insurance: Protecting Your Passion | Hairstylist & Beautician Coverage Designed for your Beauty & Styling As a talented beauty professional, you've built your business with creativity, skill, and dedication. Whether you're a hairstylist creating perfect transformations, a beautician providing rejuvenating treatments, a makeup artist enhancing natural beauty, or a nail technician crafting flawless manicures, your work is personal. Your insurance should be too. Public Liability Insurance for Beauticians, Hairdressers & Nail Technicians Our tailored Public Liability Insurance packages are designed specifically for women in the beauty industry, whether you: • Own or rent a salon space • Work as a freelancer or independent contractor • Operate a mobile beauty business • Are just starting your beauty profession journey Comprehensive Beauty Business Insurance Options Customise your beauty salon insurance coverage with options that matter to your business: • Treatment risk protection for salon services • Beauty equipment and professional tools coverage • Product and stock insurance for salon supplies • Contents and glass insurance for your beauty space • Cash handling protection for your beauty business Why Beauty Professionals Need Liability Protection Even with your expertise and care, unexpected situations can arise. A client could have an allergic reaction to a hair product, slip on a wet salon floor or claim emotional distress from a treatment outcome. Public liability insurance provides the financial safety net you need to continue building your beauty business with confidence. Affordable Beauty Salon Insurance Quotes Take a moment to complete our simple quote form designed specifically for beauty professionals. We'll compare options across multiple insurers to find you the right beauty business coverage at a competitive price. Protect the beauty business you've worked so hard to build. Your creativity deserves protection. Call us at 02 6555 5022 for a personalised consultation. Start a Quote

Find out what Commercial Property Insurance covers and how to obtain Insurance Coverage on one of your most important assets. Learn about the types of options on a Commercial Property Insurance Package and the things that are not covered or that your need to be aware of. How to find a broker. Commercial Property Insurance Guide What Is Commercial Property Insurance? Commercial Property Insurance protects your physical business assets from damage or loss. Unlike residential policies, it covers properties occupied by businesses, with premiums varying based on tenant risk levels. For example, an office building typically costs less to insure than a factory with flammable materials. Always inform your insurer when tenants change, as this affects your coverage and premium. Coverage Options These policies typically cover events like fire, storm, earthquake, impact, explosion, and malicious damage. Optional coverages include loss of rental income, glass breakage, machinery breakdown, debris removal, landlord's contents, fixtures and fittings, stock, tax audit, and liability protection. Property Owners Public Liability This essential coverage protects you if someone is injured on your property due to issues related to your ownership (like faulty steps or falling tiles). Without this protection, you could be personally liable for significant damages. Important Exclusions Commercial policies typically don't cover high-risk tenants not disclosed to insurers, buildings vacant for extended periods (60-90 days), employee claims, registered vehicle use, or asbestos-related claims. Many Australian policies only cover "listed events" - if an incident isn't specifically listed, it's not covered. How We Help We specialise in protecting various commercial properties including industrial buildings, factories, warehouses, strata properties, retail spaces, and offices. Using multiple insurers allows us to tailor coverage to your specific needs and budget. Getting Started Request a quote by submitting our online form, calling 02 6555 5022 or sending us an email on the below link. We'll provide options and information with no obligation, and all policies include a 14-day cooling-off period. We'll help you compare options from our approved insurers to find the right coverage at competitive rates. Start a Quote Email us

We are Insurance Brokers based in the Australian region of Forster Tuncurry NSW. Insure More @ provides Insurance Australia wide for Holiday Rentals, Landlords, Public Liability, Car, Business, Construction and Personal Insurance. Contact us to compare your holiday home insurance, public liability, construction or business insurance and get a free insurance quote. Ask us How See how we can help with your Insurance. Get a Free Quote today!! Trades Insurance Holiday Home Insurance Commercial Property Owners Anchor 1 Cyber Insurance Commercial Motor Construction Insurance Public Liability

Insurance Brokers Providing Cost Efficient Insurance, High Value Protection, Be Smart with your Insurance needs, get covered with quality insurance and advice. Call now or complete an online form. Get a quote and compare your insurance today.TAREE REFERRAL PAGE

Insurance Brokers Providing Cost Efficient Insurance, High Value Protection, Be Smart with your Insurance needs, get covered with quality insurance and advice. Call now or complete an online form. Get a quote and compare your insurance today.TUNCURRY REFERRAL PAGE REFERRAL PAGE CARAVAN / MOTORHOME HOLIDAY HOME MOTORCYCLE HOME & CONTENTS BOAT/ JETSKI CAR Get a Free Quote This is a Paragraph. Click on "Edit Text" or double click on the text box to start editing the content. First Name Last Name Email Send Thanks for submitting!