We are Insurance Brokers based in the Australian region of Forster Tuncurry NSW. Insure More @ provides Insurance Australia wide for Holiday Rentals, Landlords, Public Liability, Car, Business, Construction and Personal Insurance. Contact us to compare your holiday home insurance, public liability, construction or business insurance and get a free insurance quote. Ask us How See how we can help with your Insurance. Get a Free Quote today!! Trades Insurance The Protection You Need Holiday Home Insurance Get The Coverage You Deserve Commercial Property Owners Free Insurance Quotes Wide range of Insurance solutions Providing Solutions since 1985 Anchor 1 WHO WE ARE AND OUR APPROACH At Insure More @, we are committed to excellence. We are Australian Insurance Brokers based in the Forster Tuncurry NSW region. Since our founding in 1985 we have been working hard to ensure our clients receive the best possible insurance services. Our team of professionals offer unparalleled customer support and expert advice. Learn more about what we do by contacting one of our insurance broker team for a free insurance quote or estimate. You’ll be surprised to learn what we can offer you and your business.

We are Insurance Brokers based in the Australian region of Forster Tuncurry NSW. Insure More @ provides Insurance Australia wide for Holiday Rentals, Landlords, Public Liability, Car, Business, Construction and Personal Insurance. Contact us to compare your holiday home insurance, public liability, construction or business insurance and get a free insurance quote. Ask us How See how we can help with your Insurance. Get a Free Quote today!! Trades Insurance Holiday Home Insurance Commercial Property Owners Anchor 1 Cyber Insurance Commercial Motor Construction Insurance Public Liability

How we are protecting your privacy in accordance with the Privacy Act 1998 (Cth) and Australian Privacy Principles and how we use your information to help with your insurance. OUR PRIVACY POLICY STATEMENT At Insure More @ we are committed to protecting your privacy. As authorised brokers of Community Broker Network (cbn) we are committed to protecting your privacy in accordance with the Privacy Act 1998 (Cth) and the Australian Privacy Principles. The privacy policy describes our current policies and practices in relation to the collection, handling, use and disclosure of personal information. It also deals with how you can complain about a breach of the privacy laws and how you can access the personal information we hold and how to have that information corrected. You can read the full privacy policy by vieiwng the Privacy Policy link below. Whether your providing details for a holiday home insurance, landlords home property, car insurance, business or personal insurance or contacting one of our insurance brokers for a quote we abide by the privacy principals .

We can help you with wide range of watercraft insurance. Insure your craft for its replacement in the event of total loss or theft. The cost of repair if your involved in and accident. Comprehensive Boat & Watercraft Insurance. As Brokers we have a wide range of insurers on our approved list. Boat, Jet Ski & Watercraft Insurance, Commercial Marine & Public Liability Insurance Let us help you obtain a quote for your Boat or Watercraft Insurance including Public Liability insurance to protect you and your watercraft by completing a Boat & Watercraft Insurance Quote Request . You have the option to include Boat & Water-Skiing insurance and this applies for Jet Skis as well. Comprehensive Cover for Hull, Motor, Trailer, Sails & Equipment Insure your craft for its replacement in the event of total loss or theft or for the cost of repair if your involved in an accident. Comprehensive Boat & Watercraft cover protects you when you are at fault and not at fault in a boating or marine accident. Comprehensive Boat & Watercraft Insurance provides cover against theft, fire, collision, accidental or malicious damage. Your also covered for stranding and capsizing. If your boat is trailered it is covered whilst towing. Sail boats are also covered whilst being slipped for antifouling for example. So you can cruise or sail away knowing your protected with peace of mind. Where does the insurance cover me? You are covered while navigating inland waters, and coastal waters up to the range specified offshore in the insurance policy, most policies cover up to 200 nautical miles offshore. If you boat is trailered it is also covered whilst being towed by a registered vehicle and whilst being launched off and whilst being retrieved onto your trailer. Boat & Water-Skiing insurance You have the choice to include cover for Boat & Water-Skiing insurance. This includes cover for Knee boarding, Wakeboarding & Tubeing on marine sporting equipment that meets Australian Standards. (Not Tyre tubes) It is important to include this optional Boat & Water Ski insurance if you do or may do any of these activities to ensure you are covered if someone gets injured, seriously disabled or the activity caused their accidental death. Can you insure a Jet Ski? Yes we can help with Jet Ski Insurance. With a Jet Ski insurance cover it is just as important to include optional Jet Ski & Water Ski, Tubeing or Towing insurance if you do or may do any towing activities to ensure you are covered if someone gets injured, seriously disabled or the activity caused their accidental death. Cover for Accessories, tools, and contents? You can include cover for marine accessories, contents, and tools that you take with you on the boat. What typically is not covered under the Comprehensive Boat & Vessel section? Exclusions, the excess you need to pay, and limits of liability can vary depending on your insurer. Policies generally will not include cover for: Damage to your boat or vessel if you are over the legal alcohol limit. Operating without a license if required for your vessel. Operating your boat or vessel outside any range listed in your policy, or territorial limits such as outside Australian Waters. Using your boat or watercraft for business purposes unless specified and declared in the policy. If you have included optional Water Ski insurance, it does not cover devices that do not meet Australian Standards such as towing a Tyre tube. What is Public Liability Insurance attached to the Boat or Watercraft policy? If your involved in an accident or unexpected incident whilst using your Boat or Vessel and cause damage to property or injury to someone (other than employees), you may be found legally liable to cover the costs. Public liability insurance can help shield you as an individual or your marine business from the financial risk of liability claims giving you the certainty you need to operate your boat or watercraft with confidence. How can it safeguard me? Public Liability insurance helps protect your legal liability to third parties, including passengers, clients, customers and the public for personal injury or damage to their property caused by your boating or watercraft activities, or business operations if specified in your policy. It can even cover emotional distress or shock that you cause using you boat to another person. It will usually pay your costs of investigating, defending, and settling claims, as well as any compensation payment you are found legally liable to pay. What typically is not covered under the Public Liability Insurance section? Exclusions, the excess you need to pay, and limits of liability can vary depending on your insurer. Policies generally will not include cover for: Damage to your own property Claims arising out of the use of a registered motor vehicle Claims related to running a business unless specified and declared in the policy. How to get Boat, Watercraft & Public Liability Insurance. Let us help you with competitive quotes for your Boat & Watercraft Insurance so you can get the insurance you need by completing the Boat & Watercraft Insurance Quote form below. If you may do Boat and Water-skiing type activities, be sure to request a quote including Water Ski optional cover. We will use the information you supply to obtain quotes and options from the insurers on our approved list. We use a wide range of insurance companies, not just one. Alternatively, call us on 02 6555 5022 or visit our Contact Us page to send a brief message and we will get back to you. You can also visit our local Forster NSW region office. If you have any other insurance needs such as finding out about short term rental insurance cost or would like to compare holiday home insurance, we would love to help. Start a Quote

We can help you with wide range of Public Liability Insurance for Contractors, Trades, Business, Retail, Property Owners and Landlords. Call for a quote with no obligation. Start a Quote Protect Your Business with Public Liability Insurance Shield Your Business From The Unexpected Every business faces risks. Whether you're a tradesperson on construction sites, running a salon, or managing a mobile service, accidents happen. Public liability insurance creates a financial safety net when the unexpected occurs, allowing you to focus on what you do best—running your business. What Does Public Liability Insurance Cover? This essential coverage protects you when your business operations cause: • Injury to clients, customers, or members of the public • Damage to someone else's property • Emotional distress resulting from your business activities Your policy typically covers investigation costs, legal defense, and any compensation payments you're legally required to make—potentially saving you from devastating financial losses. Comprehensive Protection Options Customise your coverage with additional options: • Tools and equipment protection • Trailer insurance • Product liability coverage • Specific trade endorsements What's Not Covered? Standard policies typically exclude: • Faulty workmanship rectification • Damage to your own property • Employee injuries (covered by workers' compensation) • Registered vehicle incidents • Asbestos-related claims Get Your Free, Tailored Quote Today

Find out about construction insurance needed for Builders involved in the construction Industry. You can get quotes for Construction & Construction Public Liability. Free quotes. Trades Liability & Tools Quote Owner Builder Insurance Quote Construction Insurance Quote What is Construction Insurance? Construction Insurance is also known as Contract Works Insurance. When you’re working on a job or a construction site, there is a lot that can go wrong. Damage or loss to a building or project could cost you time, money and even your reputation. Meanwhile, an onsite injury can result in considerable pain, stress and financial loss. That’s why having the right amount and type of construction insurance is very important and a big part of ensuring your business is protected. Giving you the right tools to work in and grow your business with peace of mind. Who is construction Insurance for? Contract works or construction insurance is recommended for small, medium and large residential, commercial and industrial builders, sub-contractors and owner builders. Most builders take out contract works insurance as an annual policy that covers multiple contracts and jobs. That way they don’t need to take out insurance for each project every time they do a job. There is also the option of insuring single projects, however, you need to take out a new policy for each job before you start work. Whilst owner builders take out contract works for a specific project, usually a new home they are building. What can Construction Insurance cover? Construction insurance can cover the building which is under construction, whether it’s a large apartment building or a brick veneer or mud brick home. You can also cover the tools and equipment used in construction. An important part of protecting yourself is including public liability insurance. You can also elect to insure existing buildings or structures that may be part of the job or adjoining the job you are working on. What doesn’t it usually cover? All policies have exclusions. The excess you need to pay, and the sum insured and limit of liability greatly depending on the insurer. Construction Insurance Policies generally won’t include cover for: Loss after work has ceased for more than the number of days specified in the policy. Loss after the property is occupied. Consequential loss. Work underground or in water unless specifically included and agreed by the insurers. Cost of rectifying or correcting defective or faulty workmanship. Damage to your own property. Claims by employees. Claims arising out of the use of a registered motor vehicle. Claims related to asbestos unless specially include and agreed by the insurers. We are happy to help answer any questions you have. Email us

Purchase a home and contents policy to protect your home and contents from things such as fire, storm, malicious damage, burglary and theft. You can also choose to add options such as Accidental damage and Fusion. Home & Contents Insurance Love Where You Live? Let's Protect It! Your home is more than four walls—it's where memories are made, treasures are kept, and life happens. That's why we're passionate about finding you the perfect protection for your sanctuary! Comprehensive Home & Contents Coverage That Works For You Get peace of mind with our tailored home insurance packages that shield you from life's unexpected moments: ✅ Storm, fire, flood and earthquake protection ✅ Theft and burglary coverage for your valuables ✅ Liability protection for accidents on your property ✅ Building coverage for your home, garage, and those DIY garden sheds! Make It Your Own Customize your coverage with popular add-ons: • Accidental damage (for those "oops" moments!) • Temporary accommodation when you need it most • Fusion coverage for electrical mishaps • And much more! Not Loving Your Quote? No problem! As insurance brokers with access to numerous insurers, we can shop around for you. Just ask for an alternative comparison—we love a challenge! Even Hard-to-Insure Properties Welcome! Many properties that have been declined elsewhere find their perfect match with us. Our relationships with a wide range of underwriters mean more options for you! Let's Chat About Your Home! Call us today at 02 6555 5022 for a friendly conversation about protecting what matters most. We'll provide a complete Product Disclosure Statement with your quote so you can make an informed decision with confidence! OWNER OCCUPIED - HOME & CONTENTS

Need Service Apartment holiday unit insurance for a property that you rent out on a short-term basis. If a holiday maker causes a fire and your Apartment or Unit is destroyed, you may not be covered. Get the correct insurance cover. Serviced Apartment Quote Start a Landlords Quote Serviced Apartment & Unit Insurance Coverage Options for Your Investment Property We provide specialised insurance for: Short-term rental apartments & units Holiday letting properties Serviced apartments Owner-occupied units Long-term rental apartments Comprehensive Protection Includes: Fire, storm, and malicious damage coverage Accidental damage options Public liability protection Contents and owner's fittings Loss of rental income Tenant damage protection Tailored coverage for your specific situation Two Easy Ways to Get Covered: Option 1: For Short-Term Rentals & Owner-Occupied Units Best for properties with stays under 3 months or owner-occupied units More tailored coverage options Access to multiple specialist insurers Personalised service from our team Option 2: For Long-Term Rentals (3+ months) Quick online form to submit all the information we need to provide a quote Important Coverage Notes: Cover varies between insurers which we will advise when we provide a quote. Been Declined Elsewhere? We specialise in finding solutions for properties that other insurers won't cover! With our access to multiple insurers, we can often secure coverage when others can't. Need Expert Advice? Call us: 02 6555 5022 Email: work@insuremore.com.au Hours: Monday-Friday, 9am-5pm Complete policy details provided in Product Disclosure Statement with your quote. Call us 02 6555 5022

Need to make a insurance claim or find out if you are covered. Have you been involved in an accident or suffered storm damage. Contact our claims line to get help. Insurance Claims If you need to lodge an insurance claim, have been involved in a car accident, suffered storm damage to your Commercial Property, Rental Home, Holiday Home or Business, or to find out if damage you have suffered is covered under your insurance policy we are here to help. If you normally deal with our Forster Office please call 02 6555 5867 or our Taree office 02 6591 3467 Email us

Need holiday house insurance for a property that you rent out on a short-term basis. If a holiday maker causes a fire and your house is destroyed, you may not be covered. Get the correct insurance cover. Protect Your Rental Property Investment Today! Specialised Insurance for Holiday Homes & Investment Properties Turn your property investment into worry-free income! Whether you're renting out a holiday home for weekend getaways, listing on short-term platforms, or securing long-term tenants, we've got the perfect coverage to protect your valuable asset. Perfect Protection for Every Rental Scenario: 🏖️ Short-Term Holiday Rentals (under 3 months) Our Holiday Home Insurance packages include: • Building protection against fire, storm, and malicious damage • Contents coverage for furnishings and appliances • Public liability protection for guest injuries • Loss of rental income coverage 🏘️ Long-Term Investment Properties (3+ months) Our Landlord Insurance offers: • Comprehensive building coverage • Protection against tenant damage • Rent default options • Liability coverage for property-related injuries Why Property Investors Choose Us: • Access to multiple insurers for competitive rates • Specialized policies designed for rental properties • Options for properties previously declined coverage • Expert advice from investment property specialists Don't Wait Until It's Too Late! Even the most careful screening can't prevent accidents, disasters, or problem tenants. Protect your investment property with tailored coverage that gives you peace of mind. Rejected elsewhere? No problem! With our access to multiple insurers, we can often find coverage when others can't. Get Your Free Quote Now LANDLORDS LONG TERM RENTAL SHORT TERM HOLIDAY RENTAL / AIR BNB / OWNER OCCUPIED

We offer a wide range of business insurance, Property Insurance, Commercial Property Insurance & Holiday Home Insurance. Business Insurance Quotes We can assist you with a wide range of Insurance such as Business, Commercial Property, Professional Indemnity, Farm & Trades Insurance. For Commercial Property. Trades, Construction, Public Liability, Home Warranty and Greenslip insurance visit our products page and select the insurance type you want to find out about. For all other insurance types send us your enquiry by email using the Email Us button below, or please call us for a quote on 02 6555 5022 or to discuss your needs. Email us

Need a quote for your car, truck, or vehicle CTP Greenslip insurance so you can renew your vehicle registration in NSW. Complete the form for a free quote. If you wish to go ahead we can email your green slip. Live locally in the Forster Tuncurry area drop over to our office if you prefer. NSW Greenslip & CTP Insurance - Quick, Easy, Competitive Need a greenslip to renew your NSW vehicle registration? We offer competitive CTP insurance quotes with no obligation. Get Your Quote: • Call us: 02 6591 3467 • Provide your NSW registration and billing number for accurate pricing We Also Offer: • Comprehensive Car Insurance • Third Party Property Insurance Serving the Forster-Tuncurry area since 1987, we're your local insurance experts. Compare rates today and save!

Get a quote for your Comprehensive car insurance, Third Party Property Damage cover or Third Party Fire & Theft cover. Insurer your car or vehicle for accidents and liability cover for property damage to other vehicles. Based in Forster insuring Australia Wide. Private Vehicle & Car Insurance Quote Commercial Vehicle & Car Insurance Quote Vehicle & Car Insurance On this page you can obtain a quote or obtain or cover for your Car, Motor Vehicle or Machinery Plant insurance. Have your vehicle registration plate number handy for a faster insurance quote. Insurance Cover Options include Comprehensive Insurance, Third Party Property Damage or Third Party Fire & Theft Insurance. Cover for Personal or Business use can be chosen. Conditions apply to all policies. Please view the Motor Vehicle Product Disclosure Statement we supply with the quote. What is Vehicle Insurance? Vehicle & Car insurance, can cover you for damage caused by fire, storm, malicious damage, impact, damage caused by other vehicles, earthquake, and accidental damage. You can include policy options such as hire car after an accident or theft for an additional premium. What typically is not covered? Exclusions, the excess you need to pay, and limits of liability can vary greatly depending on your insurer. Policies generally will not include cover for: Cost of rectifying faulty workmanship. Claims due to rust. Claims due to overloading beyond the legal limit. Driving whilst intoxicated and over the legal limit. How to get Vehicle and Car Insurance. Let us help, we can provide you with competitive insurance quotes for your Vehicle Insurance. Start by completing a Quote form. We will use the information you provide to obtain quotes and options from the insurers on our approved list. As Insurance Brokers we use a wide range of insurance companies, not just one. Conditions apply to all policies. Please view the Vehicle Product Disclosure Statement which we will send along with your quote. Alternatively, call us on 02 6555 5022 or send us an email using the Email Us button below. Email us

Here you can pay your insurance invoice or insurance renewal notice for your Public liability, Business, Home Warranty, Commercial Property Insurance or any other invoice you have receved from us for your insurance cover. Pay by Credit Card Visa Three Easy ways to maintain your insurance cover 1 - You can pay by Credit Card over the phone by calling 1300 78 11 45 , or pay online with the button above on this page. 2 - You can pay via BPAY and pay with your own internet banking. 3 - You can pay conveniently at any local Post Office by Post Billpay using cheque or EFTPOS . How to Pay with a Credit Card now Have your Insure More @ invoice ready. Note the DEFT Reference Number on your invoice, the details are located at the bottom left of your invoice, underneath the DEFT payment symbol. Example: Deft Reference Number 12345*********** Click on 'Pay Your Invoice' to go to the DEFT payment window. 1. Enter your DEFT reference number as shown on your Insure More @ invoice. 2. Enter your credit card details. 3. Enter the amount due. 4. Enter your email address to receive a receipt & tick the box 'I am not a robot' to complete the transaction. How to Pay your Insurance Invoice using BPAY. Note the BPAY Biller Code: and Ref: details located to the lower left of your invoice, next to the BPAY symbol. Example: Biller Code: 20362 Ref: eg 123456789123456 Then go to your Bank or Financial Institutions internet banking and enter your insurance BPAY invoice details. Note our Biller account is shown as DEFT INSURANCE* or CBN Pty Ltd depending on your financial institution . Our system updates in 1 or 2 business days depending on your Bank, if you request a receipt it will be emailed the next business day. If you wish to change your insurance to monthly instalments, please contact us to discuss options. Use the form below if you would like a receipt emailed to you, or to send a message if you would like to mention anything at all. We welcome your feedback. If you have any trouble renewing your Holiday Home insurance, Landlords, Car, Business or Personal insurance, please let us know as soon as possible. Billpay

Explains your duty of disclosure, which means you need to be honest and open with us and tell us all the things that are relevant to obtaining you insurance cover or insureing your risk. Please read the duty of disclsure and if you have questions please ask. For the types of insurance advice we are able to provide such as best short term rental insurance for your needs or help to compare holiday home insurance for your short term rental property you need to be open and honest with us. Your Duty of Disclosure Before you enter into an insurance contract, you have a duty to tell the insurer anything that you know, or could reasonably be expected to know, that may affect the insurer’s decision to insure you and on what terms. You have this duty until they agree to insure you. You have the same duty before you renew, extend, vary, or reinstate an insurance contract. You do not need to tell the insurer anything that: • reduces the risk they insure you for; or • is common knowledge; or • the insurer knows, or should know: or • the insurer waives your duty to tell them about. If you do not tell the insurer something If you do not tell the insurer anything you are required to, they may cancel your insurance contract or reduce the amount they will pay you if you make a claim, or both. If your failure to tell them is fraudulent, they may refuse to pay a claim and treat the insurance contract as if it never existed. ADDITIONAL DUTY NOT TO MAKE A MISREPRESENTATION - (Applies to consumer insurance contracts only) A consumer insurance contract (CIC) is a contract that is purchased for personal, domestic or household purposes. You have a duty under the Insurance Contracts Act 1984 (ICA) to take reasonable care not to make a misrepresentation to the insurer (your duty). Your duty applies only in respect of a policy that is a consumer insurance contract, which is a term defined in the ICA. Your duty applies before you enter into the policy and also before you renew, extend, vary or reinstate the policy. Before you do any of these things, you may be required to answer questions and the insurer will use the answers you provide in deciding whether to insure you, and anyone else to be insured under the policy, and on what terms. To ensure you meet your duty, your answers to the questions must be truthful, accurate and complete. If you fail to meet your duty, the insurer may be able to cancel your contract, or reduce the amount it will pay if you make a claim, or both. If your failure is fraudulent, the insurer may be able to refuse to pay a claim and treat the contract as if it never existed. DUTY OF GOOD FAITH Both parties to an insurance contract, the insurer and the insured, must act towards each other with the utmost good faith. If you fail to do so, the insurer can cancel your insurance. If the insurer fails to do so, you may be able to sue the insurer. Non-Disclosure – What happens if you don’t tell us The insurer may be entitled to: • Cancel your policy • Treat your policy as if it never operated • Reduce or refuse to pay a claim. The duty applies to each person named in the policy as the insured. If your non-disclosure is fraudulent, the Insurer may also have the option of avoiding the contract from the beginning. Please note: if you haven’t told the truth you might not be covered. Target Market Determinations (TMDs) - Applies to Retail consumer insurance Insurers have created Target Market Determinations (TMDs) which set out the type of customer and risk the product is designed for. We will provide links for each product that falls within these criteria for this financial product when yo apply or renew insurance. If you would like a copy of the TMD, please advise us so that we can make this available to you. Before you make any decision about whether the policy is right for you, you should obtain and read the Product Disclosure Statement (PDS) for the policy. ESSENTIAL READING OF POLICY WORDING The policy wordings for your insurances are essential reading to understand what is protected by each policy. Read them carefully as soon as possible and contact us if you have any concerns about the extent of your cover. For all the types of insurance advice we are able to provide such as commercial property insurance, short term rental insurance or helping to compare holiday home insurance for your short term rental property, you always need to be open and honest with us.

We can help you with wide range of Business & Public Liability Insurance for Barbers, Hairdressers, Beauticians, Manicurist & Make Up Artists. Call for a quote with no obligation. Get a comparison on your insurance coverage. As Insurance Brokers we have a wide range of insurers on our approved list. Beauty Professional Insurance: Protecting Your Passion | Hairstylist & Beautician Coverage Designed for your Beauty & Styling As a talented beauty professional, you've built your business with creativity, skill, and dedication. Whether you're a hairstylist creating perfect transformations, a beautician providing rejuvenating treatments, a makeup artist enhancing natural beauty, or a nail technician crafting flawless manicures, your work is personal. Your insurance should be too. Public Liability Insurance for Beauticians, Hairdressers & Nail Technicians Our tailored Public Liability Insurance packages are designed specifically for women in the beauty industry, whether you: • Own or rent a salon space • Work as a freelancer or independent contractor • Operate a mobile beauty business • Are just starting your beauty profession journey Comprehensive Beauty Business Insurance Options Customise your beauty salon insurance coverage with options that matter to your business: • Treatment risk protection for salon services • Beauty equipment and professional tools coverage • Product and stock insurance for salon supplies • Contents and glass insurance for your beauty space • Cash handling protection for your beauty business Why Beauty Professionals Need Liability Protection Even with your expertise and care, unexpected situations can arise. A client could have an allergic reaction to a hair product, slip on a wet salon floor or claim emotional distress from a treatment outcome. Public liability insurance provides the financial safety net you need to continue building your beauty business with confidence. Affordable Beauty Salon Insurance Quotes Take a moment to complete our simple quote form designed specifically for beauty professionals. We'll compare options across multiple insurers to find you the right beauty business coverage at a competitive price. Protect the beauty business you've worked so hard to build. Your creativity deserves protection. Call us at 02 6555 5022 for a personalised consultation. Start a Quote

Insurance Brokers Providing Cost Efficient Insurance, High Value Protection, Be Smart with your Insurance needs, get covered with quality insurance and advice. Call now or complete an online form. Get a quote and compare your insurance today.TAREE REFERRAL PAGE

Forster-Tuncurry NSW Insurance Brokers, providing a wide range of insurance services to the local Forster Tuncurry area since 1985. Get insurance and advice. Your Local Insurance Experts In Tuncurry/Forster Nestled in the stunning Barrington Coast, our insurance brokerage has been proudly serving Forster-Tuncurry and surrounds for years. From the crystal-clear waters of Wallis Lake to the charming communities of Taree and Gloucester, we're your neighbors who understand local needs. But here's the exciting part - we help clients nationwide! Whether you're a local looking for face-to-face service or you're anywhere else in Australia seeking expert insurance advice, we've got you covered. As independent brokers, we don't just offer one insurer's products - we shop around to find your perfect match! We Specialise In: • Holiday homes and short-term rentals • Investment properties • Commercial buildings • Construction projects • Public liability protection • Personal insurance (home, car, boat) • Green slips for vehicle registration Let's Connect! 💻 Complete our quick online form 🚶♂️ Drop by for a chat! Insurance renewal coming up? Don't just pay the bill - let us provide a FREE comparison quote that could save you money while improving your coverage! Your local experts with nationwide reach - making insurance simple from the beautiful Barrington Coast to beyond! Our Office Map Location

Find out what Commercial Property Insurance covers and how to obtain Insurance Coverage on one of your most important assets. Learn about the types of options on a Commercial Property Insurance Package and the things that are not covered or that your need to be aware of. How to find a broker. Commercial Property Insurance Guide What Is Commercial Property Insurance? Commercial Property Insurance protects your physical business assets from damage or loss. Unlike residential policies, it covers properties occupied by businesses, with premiums varying based on tenant risk levels. For example, an office building typically costs less to insure than a factory with flammable materials. Always inform your insurer when tenants change, as this affects your coverage and premium. Coverage Options These policies typically cover events like fire, storm, earthquake, impact, explosion, and malicious damage. Optional coverages include loss of rental income, glass breakage, machinery breakdown, debris removal, landlord's contents, fixtures and fittings, stock, tax audit, and liability protection. Property Owners Public Liability This essential coverage protects you if someone is injured on your property due to issues related to your ownership (like faulty steps or falling tiles). Without this protection, you could be personally liable for significant damages. Important Exclusions Commercial policies typically don't cover high-risk tenants not disclosed to insurers, buildings vacant for extended periods (60-90 days), employee claims, registered vehicle use, or asbestos-related claims. Many Australian policies only cover "listed events" - if an incident isn't specifically listed, it's not covered. How We Help We specialise in protecting various commercial properties including industrial buildings, factories, warehouses, strata properties, retail spaces, and offices. Using multiple insurers allows us to tailor coverage to your specific needs and budget. Getting Started Request a quote by submitting our online form, calling 02 6555 5022 or sending us an email on the below link. We'll provide options and information with no obligation, and all policies include a 14-day cooling-off period. We'll help you compare options from our approved insurers to find the right coverage at competitive rates. Start a Quote Email us

What we have to do to be compliant and legal insurance advisers and insurance brokers. The types of insurance advice we are able to provide such as helping you find the best short term rental insurance for your needs or help to compare holiday home insurance for your short term rental property. General Advice Warning Any information in our website is general advice only and may not be appropriate for you and does not take into account your personal needs and circumstances. Please read and refer to the Product Disclosure Statement for details of cover. Letter of Engagement Complaints Insurance Brokers Code of Practice Privacy Policy Financial Service Guide Statement of Services We are an Authorised Broker of Community Broker Network Pty Ltd. Community Broker Network Pty Ltd is a member of the Steadfast Group. On our site you can find General Advice on the types of insurance advice we are able to provide such as helping you find the best short term rental insurance for your needs or helping you to compare holiday home insurance for your short term rental property plus a wide range of other insurance types. If you need help just call or contact us or visit out local Forster NSW region office.