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Construction Insurance – At a Glance

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Also known as Contract Works Insurance, Construction Insurance protects your projects, equipment, and business from risks during building works—helping you avoid costly delays, damage, and liability.

 

Who It’s For
Suitable for builders, subcontractors, and owner-builders across residential, commercial, and industrial projects. Cover can be arranged annually for multiple jobs or as a single-project policy.

 

What’s Covered?

• Buildings under construction

• Tools and equipment

• Existing or adjoining structures (optional)

• Public liability for onsite injuries or damage

key Exclusions

 

Policies typically don’t cover:

• Loss after work stops or once the property is occupied

• Faulty workmanship or defects

• Employee claims or registered vehicle use

• Underground or water work (unless specified)

• Asbestos-related claims

 

Why It Matters
Construction sites carry significant risks—having the right cover protects your finances, reputation, and ability to keep projects moving.