​​​Construction (Contract Works) Insurance

​

Construction Insurance protects your building projects from unexpected damage, loss, or delays—helping safeguard your time, money, and reputation.

 

Who it’s for:

• Builders (residential, commercial, industrial)

• Subcontractors

• Owner-builders

• Available as annual cover (multiple jobs) or single project cover

 

What’s covered:

• Buildings under construction

• Tools and equipment

• Existing or adjoining structures (optional)

• Public Liability (recommended for injury or property damage claims)

 

What’s not usually covered:

• Faulty workmanship or defects

• Loss after work stops or once the property is occupied

• Underground/water work (unless declared)

• Employee claims or motor vehicle-related claims

• Asbestos (unless specifically included)

 

Next step:
Get a quote or contact us to compare cover options and make sure your projects are properly protected.

​

​